By HostSpica Private Limited, the developer of EMI Must Be Paid · Updated 21 September 2026 · Game version 1.3.0
What kinds of piggy banks are in EMI Must Be Paid?
There are 9 piggy types: Penny, Speedy, Tank Piggy, Tea Piggy, Golden Pig, Black Cash, Thief Piggy, Bomb Piggy and the Tax Officer boss. They differ in payout, speed, HP and special behaviour, so the order you smash them in matters.
The Tax Officer boss piggy and Money Rain fever mode in EMI Must Be Paid.
Piggy overview
Base coin value in rupees (₹) before upgrades. Payouts grow with your skills, charms and events.
Piggy
Base value
Rare?
Stays on screen
Moves?
Penny
₹4
No
until smashed
Yes
Speedy
₹8
No
until smashed
Yes
Tank Piggy
₹34
No
until smashed
No
Tea Piggy
₹2
No
about 9s
No
Golden Pig
₹70
Yes
about 5s
Yes
Black Cash
₹260
Yes
about 7.5s
No
Thief Piggy
₹40
No
about 6s
Yes
Tax Officer
₹120
No
about 24s
No
Bomb Piggy
₹6
No
about 6.5s
Yes
How to handle each piggy
Penny
What it is: The everyday piggy bank. Slow, easy and the bread and butter of your income. Tip: Never ignore them: they are the steady coin flow that pays your early bills.
Speedy
What it is: A fast piggy that dashes across the field. Tip: Hard to hit with slow hammers. Mom’s Slipper and the Street Cricket Bat handle runners well.
Tank Piggy
What it is: A big, sleepy piggy with lots of HP and a big payout. Tip: Worth the effort when stamina is healthy. The Steel Hammer has an armor-break bonus against tanks.
Tea Piggy
What it is: A tea-drinking piggy that vanishes after a few seconds. Tip: Smash it to restore stamina. It can rescue a run that is about to run out of stamina.
Golden Pig
What it is: A rare, quick golden piggy that pays well and can drop rare coins. Tip: Drop everything for it: it only stays a few seconds.
Black Cash
What it is: The rare "Black Cash" jackpot pig with huge HP and the biggest payout. Tip: Big HP means it needs focus. It is also a top source of rare coins.
Thief Piggy
What it is: A masked thief piggy that steals part of your cash if it escapes. Tip: Hit it first: it pays out and prevents theft.
Tax Officer
What it is: The Tax Officer. Appears with big boss bills (from bill 8, then every 10 bills). Tip: Smash him before he escapes: defeating him cuts the bill by half, and if he escapes the bill doubles.
Bomb Piggy
What it is: A small piggy that explodes when smashed. Tip: Pop it when other piggies are next to it, the blast damages them too.
Smashing order that works
Thief Piggy first, because he steals if he escapes.
Golden Pig and Tea Piggy next: they leave quickly.
Bomb Piggy when others are nearby.
Tank and Black Cash when your stamina is comfortable.
